INCOME TAX SOLUTIONS

ITR-1 (Sahaj) Filing Services

For salaried professionals and pensioners, filing the Income Tax Return shouldn't feel like deciphering a foreign language. The ITR-1, aptly named 'Sahaj' (meaning 'easy'), is designed for simplicity—but maximizing your tax refund within the legal framework requires expert precision.

At The Online Tax, we go beyond basic data entry. Our Chartered Accountants meticulously cross-reference your Form 16 with the government's Annual Information Statement (AIS) and Form 26AS to ensure zero discrepancies. We claim every eligible deduction under Chapter VI-A, ensuring you keep more of your hard-earned money while staying 100% compliant and notice-free.

File Your ITR Now

CHECK YOUR ELIGIBILITY

Who Exactly Should File ITR-1?

ITR-1 is strictly for Resident Indians whose total income during the financial year does not cross ₹50 Lakhs. It is crucial to choose the correct form, as filing the wrong one renders your return "defective" under section 139(9).

You CAN file ITR-1 if your income is from:

Salary or Pension: Income received from your employer or pension fund.
One House Property: Rental income or home loan interest from a single property (excluding brought forward losses).
Other Sources: Interest from Savings Accounts, Fixed Deposits (FDs), Post Office schemes, or Family Pension.
Agricultural Income: Limited to a maximum of ₹5,000 for the year.
Clubbed Income: Income of a minor child/spouse, provided it falls within the above categories.

You CANNOT file ITR-1 if you:

Are a Company Director: Or if you held unlisted equity shares at any time during the year.
Have Freelance/Business Income: Profits and gains from business or profession require ITR-3 or ITR-4.
Have Capital Gains: Income from the sale of mutual funds, stocks, real estate, or cryptocurrencies (VDA).
Have Multiple Properties: Income or losses from more than one house property.
Hold Foreign Assets: Or if you have any income sourced from outside India.

DOCUMENTATION

What You Need to Provide

To ensure your return is processed smoothly without any discrepancies from the IT Department, we require a few standard documents. You can securely upload these to our portal or share them via WhatsApp.

Form 16 (Part A & B)

Issued by your employer, detailing your salary breakdown and TDS deducted.

PAN & Aadhaar

Mandatory for filing. Ensure they are linked for Aadhaar OTP e-verification.

Bank Statements

For the period April 1 to March 31, to accurately report savings and FD interest.

Investment Proofs

Receipts for 80C (LIC, PPF), 80D (Health Insurance), or Home Loan certificates not declared to employer.

CLARIFICATIONS

Frequently Asked Questions

Common doubts regarding ITR-1 Sahaj filing, answered by our tax professionals.

For individuals whose accounts are not required to be audited, the standard due date to file ITR-1 without any late fee is July 31st of the assessment year (e.g., July 31, 2026, for FY 2025-26). Missing this deadline may attract a penalty under Section 234F.

Yes, absolutely! Even if you failed to declare your HRA (Rent Receipts), LIC premiums, PPF, or Home Loan interest to your employer (meaning it isn't in your Form 16), our experts can recalculate your tax liability and claim these deductions directly while filing your ITR-1 to get you a refund.

This depends entirely on your investments. The New Regime offers lower tax rates but does not allow most deductions (like 80C, HRA, LTA). The Old Regime has higher rates but allows you to reduce taxable income through investments. When you file with The Online Tax, our system calculates your taxes under BOTH regimes and automatically selects the one where you pay the least tax.

No. The entire ITR-1 filing process is completely paperless. Once we submit your return online, it needs to be "e-Verified" using an Aadhaar OTP, Net Banking, or your Bank Account EVC. You do not need to mail anything to CPC Bangalore if you e-verify successfully.

No. If you have bought and sold equity shares, mutual funds, or intraday trading (generating Capital Gains or Business losses), you are not eligible for ITR-1. You will need to file ITR-2 (for capital gains) or ITR-3 (for intraday/F&O business income). Contact our team, and we will upgrade you to the correct filing plan!

itr 1 filing